Lending and deposit rates in banking operations in the Salinas canton of the province of Santa Elena
DOI:
https://doi.org/10.26423/rctu.v3i1.80Keywords:
Financial Institutions, Interest Rates, Loans, LendingsAbstract
Interest rates are set by the Central Bank of Ecuador, butin recent times the lending and deposit rates offered by financial institutions have been very high, around more than 10 percentage points to passive in lending rates, and 15% loans. This situation makes users of banks: Pichincha, Guayaquil, Pacífico, Bolivariano, choose to withdraw their money from them entities because the interest that they receive are not convenient. For this reason a financial situational study in the Province of Santa Elena is very important, we obtained accurate information through surveys that was undertaken to the inhabitants of that district, to get demonstrate the inconvenient for the users and using this information to inform to the public about the best alternatives when making a bank transaction.
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